Dear Financial Advisor,

Whether you are a new advisor or a veteran in the industry, differentiating yourself from the competition is integral to take your business model to the next level. Clients are drawn to innovation, and joining AIP’s Referral Partner Program offers just that.

As a Referral Partner with AIP, you gain access to a licensed Portfolio Manager who is able to offer a wide range of securities products. AIP manages individual client accounts, known as Separately Managed Accounts (SMA) and operates on either a Flat or Flex Fee Model.

Separately Managed Accounts

AIP offers financial service professionals access to a Separately Managed Accounts (SMA) program through our Referral Partner Program. The features which make our business model unique includes: no minimums in account size or book of business and a limitless range of investment products for MFDA advisors to offer their clientele.

Benefits when you join AIP as a Referral Partner:

• Potential income growth
• Fee transparency with your clients, aligning yourself with regulatory requirements for fee disclosure
• Ability to develop deeper client relationships
• Less attrition due to deeper client relationships
• Better cost and overhead efficiencies
• Greater business resale, retirement and succession opportunities for your practice
• Likelihood of satisfied clients who may refer others to your services
• Greater independence and more opportunities to create multiple revenue streams
• The possibility of joining AIP as an Associate Portfolio Manager or Portfolio Manager with AIP (subject to requirements)
• Choose between a Flat or Flex Fee Model for SMA

Why Choose SMA?

Better for Clients

• Lower fees – through bypassing the middle man, we are able to reduce the fees paid by the end client
• Multi-custodian approach – by maintaining relationships with multiple industry leading custodians, AIP offers clients solutions custom tailored to their needs
• CIPF coverage through our custodians. Client accounts will receive CIPF (Canadian Investor Protection Fund) coverage (up to $1 million per account type) through our custodians
• Direct access to an AIP Portfolio Manager
• Portfolio Managers are fiduciaries – they have a regulatory obligation to act in the client’s best interest
• All clients under the Separately Managed Accounts program will receive an Investment Policy Statement (IPS)
• Able to accommodate all account types (Open Account, RRSP, TFSA, RESP, LRSP, RIF, LRIF, USD accounts, pension, etc…)
• Able to accommodate all transaction types (Pre-authorized deposits, systematic withdrawal, RSF and RIF payments, electronic fund transfer, cheques etc…)

Better for Referral Partners

• Ability to further monetize client relationships
• Creates a new and diversified channel of revenue that lasts into perpetuity versus selling your book for a two-time recurring revenue
• Ability to convert existing practice into a multi-family office
• You differentiate yourself from the competition
• You can stay efficient with reduced effort and expenses
• Generate business by becoming more referable
• Enhance your professional image by working with a licensed Portfolio Manager
• Opportunity of joining AIP as a Portfolio Manager subject to approval of your experience and education requirements by the corresponding securities commission
• Recurring revenue stream